Life, AD&D and Disability Insurance

Basic Life insurance
The City of Grand Forks provides a Basic Life benefit for all eligible employees working 20 or more hours each week on a regular and continuous basis. Eligible employees receive a benefit of $35,000. This insurance is administered by OCHS, a Securian Life Company.

Long-Term Disability Insurance
Long Term Disability is employer-paid and therefore a taxable benefit to the employee. Disability is administered by Madison National Life Insurance Company.

You may receive 66.67% of your earnings up to a maximum monthly benefit, dependent on your classification, in the event of a qualifying claim. Benefits may begin after 90 days of being disabled.

To view your Summary of Benefits, visit

Keep Your Beneficiaries Up to Date

You must designate a beneficiary (the person who will receive the benefit) for your life and AD&D insurance when completing your enrollment.

Make sure to keep this person’s information updated so your benefit is paid according to your wishes.

View your Life Certificate by clicking here.